*Some restrictions may apply. To qualify for these incentives, you must be an existing member or a potential member who meets these eligibility requirements: live, work, worship, volunteer or attend school in the Merrimack Valley area (details: https://www.mvcu.com/who-can-join), or have an immediate family member that is already a member of MVCU or lives in the field of membership to be eligible to join Merrimack Valley Credit Union (MVCU). Incentives expire one year after awarded. Not valid for existing accounts, closed loans, or loans in process. Individuals are permitted to win multiple prizes, but can only win each prize once. 

1. Account must be in good standing. After 90 days of account opening, $25 will be credited into your account.
2. $100 Visa® gift card will be mailed within 90 days of student loan closing.
3. Receive $100 (loan balance of $5,000 and up) or $200 (loan balance of $10,000 and up) for opening a new auto or recreational vehicle loan. Commercial vehicles do not qualify for this program. Loan must be in good standing. Cash back incentive will be issued to account holder within 90 days of loan closing date. Excludes existing MVCU auto loans. Subject to credit qualifications and approval.
4. Appraisal fee up to $510 for any new purchase mortgage will be credited at closing. Subject to credit qualifications and approval.
5. FREE, no obligation, financial check-up with a licensed Investment advisor. Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Merrimack Valley Credit Union and Merrimack Valley Retirement and Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. Investments are not NCUA insured, not guaranteed by the Credit Union, and may lose value. Appointments are highly encouraged and are scheduled on a first come, first served basis according to the advisor’s availability.